Since I'm now full-timing, I decided to switch my travel trailer insurance to full timer coverage. I almost had "Good Sam" insurance, but when you get to the final screen it asks you to declare that your RV does not have any bathrooms or cooking equipment in it. I've never seen one that hasn't with the exception of tent trailers. I called the representative and told her I couldn't agree to that because 1) it wouldn't be honest and 2) it would give them the right to deny any claims. So she tried to process the application over the phone. I ended up going with another company, as she informed me at the end that Good Sam now requires full-timers to have their auto insurance through GMAC, or they will not write a new RV policy. Just some weird things to be aware of if you decide to get Good Sam full timer coverage....unless you don't need a kitchen or bathroom!