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> Credit Card Info, Unnecessary info kept by park(s)?
rfarkle
post Nov 11 2012, 01:38 PM
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We recently stayed at Twin Falls 93 RV Park. Upon checking in, the manager swiped my credit card and received an authorization number okaying the charge. She then proceeded to write down my card number , expiration date and "secret number" (from the back of the card) on my registration form. This form includes my name, address and phone number. At the time she did it, I thought it was odd, but I was awake all night worrying about how the info could be used. The office was not particularly secure and people likely are in and out, plus the managers are probably not around 24/7. In the morning I emailed them asking them to destroy my credit card info and they said they would, however I am sure they will continue to collect the info from others. Please guard your credit card info and refuse attempts to keep permanent record of your info.
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joez
post Nov 16 2012, 12:06 PM
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The bottom line here is that in our society, there is still a risk to using a credit card for anything.


There certainly is a risk of the card being compromised. Our winter neighbor is a detective with a major law enforcement agency fraud division specializing in credit card fraud. He tells me that his agency estimates that 65%-75% of all valid cc numbers are available from online sellers, including the corresponding addresses and ccv numbers. They are evidently so available that selling prices are very low. According to him and what I have read, cards could be made more secure but the cost to do so would be higher than what financial institutions lose to fraud. Most of the cost of fraud is passed to us as fees, etc., anyway. What I read says the extra security would add a few seconds to each transaction and consumers would balk and go to institutions with lesser security and faster transactions.

The risk of personal loss with a compromised credit card is extremely low. Most cardholders pay nothing when their card is used fraudulently. DW travels extensively domestically and overseas, and we travel for six months in the motorhome. Most of our spending is via cards. No matter how carefully we watch our cards, every other year or so we end up with one of our cards compromised and get a call from the security department from the card company. The last time someone used the number to charge several thousand dollars worth of plane tickets to places like Riyadh and Tehran. The cards were quickly cancelled and new ones delivered to us by noon the next day - last year the courier actually met us at a highway rest stop with the new cards. Unless you are using cards for automatic payments where you have to call and change the info to the vendor, there really is not even much hassle when a card is compromised.

IMO, yes there is risk, and a lot could be done to change the sytem, but that is beyond my control. We are very careful, but certainly would not lose sleep worrying about what might happen if the numbers got in the wrong hands.
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rfarkle   Credit Card Info   Nov 11 2012, 01:38 PM
Lindsay Richards   It certainly wasn't worth losing sleep over. W...   Nov 11 2012, 03:09 PM
rfarkle   It certainly wasn't worth losing sleep over. ...   Nov 11 2012, 03:15 PM
John Blue   We have never run into this problem.   Nov 11 2012, 03:10 PM
dalsgal   We would never consider writing down all that info...   Nov 11 2012, 03:28 PM
Lindsay Richards   I have been out of the business for 6 years now...   Nov 12 2012, 08:49 AM
kcmoedoe   I have been out of the business for 6 years now, ...   Nov 12 2012, 09:37 AM
Jensb   I had a problem a few years ago, a few days after ...   Nov 12 2012, 03:56 PM
rfarkle   My primary concern was having the number, expirati...   Nov 13 2012, 12:21 AM
Lindsay Richards   When we sold our business, I had at least 10,000 s...   Nov 13 2012, 12:39 PM
jan-n-john   The OP's concern is well-founded. The "s...   Nov 14 2012, 09:13 PM
Glenn Norton   One other concern fellow campers should be concern...   Nov 14 2012, 11:18 PM
Dutch_12078   One other concern fellow campers should be concer...   Nov 15 2012, 12:14 PM
Lindsay Richards   The bottom line here is that in our society, there...   Nov 16 2012, 11:33 AM
jan-n-john   The bottom line here is that in our society, ther...   Nov 17 2012, 03:22 PM
joez   There certainly is a risk of the card being comp...   Nov 16 2012, 12:06 PM
Lindsay Richards   I stopped carrying change about 5 years ago. I car...   Nov 18 2012, 09:45 AM
jan-n-john   I stopped carrying change about 5 years ago. I ca...   Nov 18 2012, 07:26 PM
Lindsay Richards   We use BOA credit/debit card and there isn't m...   Nov 19 2012, 08:32 AM


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