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> Credit Card Info, Unnecessary info kept by park(s)?
rfarkle
post Nov 11 2012, 01:38 PM
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We recently stayed at Twin Falls 93 RV Park. Upon checking in, the manager swiped my credit card and received an authorization number okaying the charge. She then proceeded to write down my card number , expiration date and "secret number" (from the back of the card) on my registration form. This form includes my name, address and phone number. At the time she did it, I thought it was odd, but I was awake all night worrying about how the info could be used. The office was not particularly secure and people likely are in and out, plus the managers are probably not around 24/7. In the morning I emailed them asking them to destroy my credit card info and they said they would, however I am sure they will continue to collect the info from others. Please guard your credit card info and refuse attempts to keep permanent record of your info.
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Lindsay Richards
post Nov 16 2012, 11:33 AM
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The bottom line here is that in our society, there is still a risk to using a credit card for anything. Even paying your electric bill online can be a problem. We all have two options, we can pay cash or we can use credit cards and use due diligence in keeping up with our accounts and making sure that any discrepancies are found and corrected immediately. The thieves are very clever and very computer savey. I bank online and check them daily over the internet. I enter all receipts into Quicken and check off the bills as they come in. If there is a problem, I know right away and get it corrected.


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jan-n-john
post Nov 17 2012, 03:22 PM
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QUOTE(Lindsay Richards @ Nov 16 2012, 12:33 PM) *

The bottom line here is that in our society, there is still a risk to using a credit card for anything. Even paying your electric bill online can be a problem. We all have two options, we can pay cash or we can use credit cards and use due diligence in keeping up with our accounts and making sure that any discrepancies are found and corrected immediately. The thieves are very clever and very computer savey. I bank online and check them daily over the internet. I enter all receipts into Quicken and check off the bills as they come in. If there is a problem, I know right away and get it corrected.

But of course paying with cash brings its own risks. Cash can easily be lost or stolen. There are also hassles of getting cash -- if you don't use any card, you need to go to the bank and get cash across the counter, and the less cash you want to risk carrying the more frequently you have to go. You can use a debit card at an ATM, or for extra cash when you do a transaction at a store, but then you're back to using plastic in order to use cash! Clearly going principally to cash is not a viable option for most of us, especially when traveling around in our RVs.

Keep in mind that even in the case of fraud, you're total loss is limited to $50 in most cases provided you haven't been negligent. Generally you won't even have to pay that. And the CC companies are pretty good at spotting potentially fraudulent use, too good in fact since it's a pain when they put a hold on your card for things like buying gas in two different states within a short time period.

Modern living.
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rfarkle   Credit Card Info   Nov 11 2012, 01:38 PM
Lindsay Richards   It certainly wasn't worth losing sleep over. W...   Nov 11 2012, 03:09 PM
rfarkle   It certainly wasn't worth losing sleep over. ...   Nov 11 2012, 03:15 PM
John Blue   We have never run into this problem.   Nov 11 2012, 03:10 PM
dalsgal   We would never consider writing down all that info...   Nov 11 2012, 03:28 PM
Lindsay Richards   I have been out of the business for 6 years now...   Nov 12 2012, 08:49 AM
kcmoedoe   I have been out of the business for 6 years now, ...   Nov 12 2012, 09:37 AM
Jensb   I had a problem a few years ago, a few days after ...   Nov 12 2012, 03:56 PM
rfarkle   My primary concern was having the number, expirati...   Nov 13 2012, 12:21 AM
Lindsay Richards   When we sold our business, I had at least 10,000 s...   Nov 13 2012, 12:39 PM
jan-n-john   The OP's concern is well-founded. The "s...   Nov 14 2012, 09:13 PM
Glenn Norton   One other concern fellow campers should be concern...   Nov 14 2012, 11:18 PM
Dutch_12078   One other concern fellow campers should be concer...   Nov 15 2012, 12:14 PM
Lindsay Richards   The bottom line here is that in our society, there...   Nov 16 2012, 11:33 AM
jan-n-john   The bottom line here is that in our society, ther...   Nov 17 2012, 03:22 PM
joez   There certainly is a risk of the card being comp...   Nov 16 2012, 12:06 PM
Lindsay Richards   I stopped carrying change about 5 years ago. I car...   Nov 18 2012, 09:45 AM
jan-n-john   I stopped carrying change about 5 years ago. I ca...   Nov 18 2012, 07:26 PM
Lindsay Richards   We use BOA credit/debit card and there isn't m...   Nov 19 2012, 08:32 AM


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